Country Guide
Best Life Insurance in New Jersey (2026)
Life insurance in New Jersey is competitively priced. Compare top carriers for the best NJ policies.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in New Jersey
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $1,060/yr | — |
| 2 | New York Life | High coverage | $1,000/yr | — |
| 3 | Haven Life | Online term life | $660/yr | — |
| 4 | Protective Life | Lowest term rate | $620/yr | — |
| 5 | Prudential | Large policies | $1,140/yr | — |