Country Guide
Best Life Insurance in South Dakota (2026)
Life insurance in South Dakota is among the most affordable in the US. Compare top carriers for SD.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in South Dakota
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $900/yr | — |
| 2 | Haven Life | Online term life | $560/yr | — |
| 3 | State Farm | Bundling | $680/yr | — |
| 4 | Protective Life | Lowest term rate | $530/yr | — |
| 5 | Mutual of Omaha | Seniors | $740/yr | — |