Accept payments seamlessly with the best payment processors for businesses of all sizes.
6 tools tested | Updated monthly | Independent reviews
Payment processing is critical infrastructure — the wrong choice costs you sales and revenue. Stripe dominates for online/SaaS businesses with developer-first APIs. Square leads for in-person retail with free POS software. PayPal adds buyer trust that increases conversion rates. Key factors: total transaction cost (rate + fees + hidden costs), supported payment methods, fraud prevention, payout speed, and international capabilities.
Rating: 4.7/5 | Editor's Choice | Pricing: 2.9% + $0.30 per transaction
The developer-first payment platform powering internet businesses worldwide.
Rating: 4.6/5 | Pricing: Free account; fees per transfer
International money transfers with real exchange rates and multi-currency accounts.
Rating: 4.4/5 | Pricing: 2.6% + $0.10 in-person
All-in-one payment and business management platform.
Rating: 4.2/5 | Pricing: 3.49% + $0.49 per transaction
The world's most recognized online payment platform with 430+ million users.
Rating: 4.1/5 | Pricing: 2.99% + $0.49 per transaction
The world's most recognized online payment platform.
Rating: 4.1/5 | Pricing: $25/mo + 2.9% + $0.30
Veteran payment gateway by Visa with broad merchant support and fraud detection.
We evaluate payment processors by processing real transactions across card types and payment methods, measuring actual costs (including hidden fees), payout timing, fraud detection accuracy, and integration complexity. We test checkout conversion rates with A/B studies where possible.
Based on our testing, Stripe is our top pick with a rating of 4.7/5.
We evaluate payment processors by processing real transactions across card types and payment methods, measuring actual costs (including hidden fees), payout timing, fraud detection accuracy, and integration complexity. We test checkout conversion rates with A/B studies where possible.
Yes. While we may earn affiliate commissions, our editorial team tests every product independently. Ratings are never influenced by commercial relationships.
We re-test and update our payment processing reviews at least quarterly to ensure accuracy.
Stripe (4.7/5) and Wise (4.6/5) are both top-rated. Read our detailed comparison for a side-by-side breakdown.