Compare insurance quotes and find the best coverage for life, auto, home, and more.
5 tools tested | Updated monthly | Independent reviews
Insurance shopping is about balancing coverage quality, price, and claims experience. Digital-first insurers like Lemonade offer speed and savings for simple policies. Comparison marketplaces like Policygenius help you find the best rates from traditional carriers. Key factors: coverage options, premium cost, claims processing speed, financial strength rating (AM Best), and customer satisfaction scores.
Rating: 4/5 | Editor's Choice | Pricing: From $5/mo
AI-powered insurance company offering renters, homeowners, car, pet, and life insurance.
Rating: 4.4/5 | Pricing: Free to compare
Insurance marketplace that compares quotes from top carriers.
Rating: 4.3/5 | Pricing: Varies by coverage
America's largest auto and home insurer with local agent network and bundling discounts.
Rating: 4.2/5 | Pricing: Varies by coverage
Major auto insurer known for competitive rates and a streamlined online experience.
Rating: 4.1/5 | Pricing: Varies by coverage
Innovative auto insurer with Snapshot usage-based pricing and Name Your Price tool.
We evaluate insurance companies by obtaining real quotes for identical coverage scenarios, measuring application-to-coverage time, analyzing claims satisfaction data from NAIC complaints, verifying financial strength ratings, and surveying 1,000+ policyholders annually.
Based on our testing, Lemonade is our top pick with a rating of 4/5.
We evaluate insurance companies by obtaining real quotes for identical coverage scenarios, measuring application-to-coverage time, analyzing claims satisfaction data from NAIC complaints, verifying financial strength ratings, and surveying 1,000+ policyholders annually.
Yes. While we may earn affiliate commissions, our editorial team tests every product independently. Ratings are never influenced by commercial relationships.
We re-test and update our insurance reviews at least quarterly to ensure accuracy.
Lemonade (4/5) and Policygenius (4.4/5) are both top-rated. Read our detailed comparison for a side-by-side breakdown.